$1,000 or $5,000 of Replacement Cost Personal Effects coverage is automatically included at no additional cost with Comprehensive and Collision coverage depending upon the state in which the RV is rated. Replacement Cost Personal Effects – pays for the replacement of your personal items in your RV that resulted from a covered loss. (Coverage availability may vary by state and vehicle value.) After the seventh model year, the settlement is on an actual cash value basis. When the RV is in the fifth through seventh model years, the settlement is the higher of the actual cash value at the time of loss or the original documented purchase price. Total Loss Replacement – provides you with a new, comparably-equipped RV if your RV is totaled within its first four model years. So with that in mind, GEICO offers an enhanced Motorized RV and Towable RV insurance policy in most states.* These enhanced recreational vehicle insurance coverages include: RVers encounter situations that are unique to life on the road. RV Insurance Coverage With GEICO, Because Home Is Where You Park It Who needs the hassle of booking flights, lining up rental cars, and hotels? You've got an RV or travel trailer which means you just pick up and go! Lucky for you, GEICO offers specialized RV insurance or travel trailer insurance to help protect you and your belongings at an affordable rate.
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